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These Terms of Service ("Terms") govern your use of the website operated by Purpose Insurance ("Company," "we," "us," or "our") located at and any related services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Agreement to Terms

By accessing our website or submitting a quote request, you confirm that you are at least 18 years of age, have the legal capacity to enter into these Terms, and agree to be bound by them. These Terms constitute a legally binding agreement between you and Purpose Insurance.

2. Description of Services

Purpose Insurance is an independent insurance agency that connects consumers with licensed insurance agents and carriers. Our services include:

  • Providing information about life insurance products, including final expense and veterans coverage

  • Collecting quote requests and connecting consumers with licensed agents

  • Facilitating the insurance application process

  • Providing educational content about insurance options

Our website is intended to provide general information and facilitate introductions to licensed insurance professionals. The information on this site does not constitute professional insurance, financial, legal, or tax advice.

3. We Are Not an Insurance Carrier

Important: Purpose Insurance is an independent insurance agency, not an insurance company. We do not underwrite, issue, or guarantee any insurance policies. All insurance products are offered through licensed insurance carriers. Policy terms, conditions, and coverage are governed by the specific carrier's policy documents.

We are licensed as an insurance agent/agency in the states where we operate. You can verify our license at any time through your state's Department of Insurance.

4. No Guarantee of Coverage or Premium

Submitting a quote request or speaking with one of our agents does not guarantee insurance coverage or a specific premium rate. Final eligibility, coverage terms, and premium amounts are determined by the insurance carrier based on your application, health history, and applicable underwriting guidelines.

Quoted premiums are estimates only and are subject to change based on the information provided during the formal application process.

5. Acceptable Use

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Provide false, inaccurate, or misleading information in any quote request or application

  • Use the website in any way that violates applicable federal, state, or local laws or regulations

  • Attempt to gain unauthorized access to any portion of our website or systems

  • Transmit any harmful, offensive, or disruptive content

  • Engage in any conduct that restricts or inhibits any other person's use of the website

  • Use automated tools or bots to access or scrape the website

6. Communications Consent

By submitting a quote request form or calling our phone number, you expressly consent to be contacted by Purpose Insurance and its licensed agents via telephone calls (including autodialed and prerecorded calls), SMS text messages, and email at the contact information you provide, even if your number is on a Do Not Call registry.

You may opt out of SMS communications at any time by replying STOP. You may opt out of email communications by using the unsubscribe link in any email. You may request removal from our call list by contact to us.

7. Intellectual Property

The content on our website — including text, graphics, logos, images, and design — is the property of Purpose Insurance or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without our prior written permission.

8. Disclaimers

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:

  • The website will be uninterrupted, error-free, and free of viruses or other harmful components

  • The information on the website is accurate, complete, or current

  • Any specific insurance product will be available to you at a specific price

The information provided on this website is for general informational purposes only and does not constitute professional advice. Always consult with a licensed insurance professional before making coverage decisions.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Purpose Insurance and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if advised of the possibility of such damages.

Our total liability to you for any claims arising from your use of our website or services shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.

10. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of our website shall be resolved exclusively in the state or federal courts located in Missouri.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website with a revised "Last Updated" date. Your continued use of the website after any changes constitutes acceptance of the updated Terms.

10. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy or your personal information, please contact us:

  • Business name: Purpose Insurance

  • Address: Kansas City, Kansas City, Missouri 63376

  • Phone: (314) 287-8885

  • Email:

We are committed to resolving any privacy concerns you may have in a timely and transparent manner.

Purpose Insurance

Helping families secure final expense coverage with dignity. Your peace of mind is our mission.

Kansas City . Licensed in Missouri

SERVICES

Final Expense

Veterans FEX

© 2025 Life Ensure. All rights reserved. Licensed Insurance Agency.